Five Common Ways Thieves Commit ID Theft. Credit card theft affects millions of Americans every year. According to the 2. Javelin Identity Fraud Report; there were 1. Americans affected by identity theft in 2.
What Are The Most Common Ways To Commit Identity Theft Or. identity and using it to commit fraud often. maiden name, so that it can verify your identity.
No matter how careful you think you are about protecting your accounts and keeping your credit card out of harmâs way; thieves employ many methods to get a hold of credit information. Mail theft. This is when a thief targets your mailbox and searches through your documents in search of paperwork that may have sensitive personal identification information on it. Things like government files or credit card applications that are pre- filled out are just a few of the items that may be targeted. Dumpster diving. If you simply discard prefilled credit card applications in the trashâ a thief who is going through your trash could use the information displayed to open up accounts in your name.
This crime is surprisingly common. Pretexting. This is when a thief dupes their victim into giving up personal information by playing the âcon game.â Whether by phoneâ in person or over the internetâ they will use a piece of info they already have about you to make them seem legitimate. Shoulder surfing. Whenever you are in a public setting and sharing information â filling out a form on a library computer or entering your PIN into an ATM â you run the risk of a passerby catching a peek and then potentially making off with your identity.
Phishing. Increasingly popular now that almost all business is conducted via the internetâ this crime is committed when hackers access files on your computer that could contain the keys to your identity. Get Protected Now.
What are the Most Common Ways To Commit Identity Theft. Schemes to commit identity theft or fraud may. maiden name, so that it can verify your identity when you. Identity theft affects millions of Americans every. Five Common Ways Thieves Commit ID Theft. Here are a few common ways that ID theft is perpetrated on a. Identity Theft and Identity Fraud. Identity thieves steal your credit and good name to commit crimes that can ruin the. Step 4 - Always report identity theft. How to Commit Identity Theft. There are traditional ways of acquiring. While the victim and his wife spent more than four years and more than $15,000 of.
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Introduction
Identity theft occurs when a person uses the identity of another person with the intent to obtain benefits illegally. The victim of the identity theft may not only suffer financial loses but also other adverse consequences, such as reputation harm. For example, in 2. Michelle Brown, a victim of identity theft, testified before a U. S. Senate Committee Hearing on Identity Theft that the thief not only damaged her credit, but also used her name to conduct drug trafficking. This resulted in a warrant for her arrest.
This article aims to provide the reader with knowledge which is important for understanding identity theft.
In particular, the present contribution describes critical data to commit identity theft (Section 2), the methods used for committing identity theft (Section 3), and the institutions to which a victim of identity theft needs to complain (Section 4). Finally, a conclusion is drawn.
Critical data to commit identity theft
In order to commit identity theft, the thief needs to obtain personally identifying information from the victim including: name, date of birth, and common knowledge information about the victim (Section 3.
SSN) driverâs license (Section 3. Section 3. 3), personal identification numbers (PINs) and passwords (Section 3. Section 3. 5). Then, the thief uses personal information of the victim to commit fraud or other crimes.
Name, date of birth and motherâs maiden name
Name and date of birth
A personâs name and his date of birth (DOB) can be used by a thief in conjunction with other information, such as SSN, to conduct identity theft. In this regard, it should be noted that the name, birth date and Social Security Number (SSN) are often termed âThe Holy Trinity.â The reason is that the combination of these three elements is sufficient to personally identify a person.
In the Internet, there are many freely available birthday databases.